Buying Individual Health Insurance

Posts Tagged ‘care’

Advocates help insurance customers get fair deals
MIAMI — When Nelly Gonzalez’s primary doctor referred her to a specialist, she figured he too would be part of the same Cigna network and require only a small co-payment. But the bill was a shock: $3,000. She complained and found the specialist was in a Cigna network — but not for her particular insurance plan.

Read more on The Wenatchee World

A wary take on health care bill
Every time I write about the new federal health care legislation, I seem to get tossed into a debate about politics. Politics and the Obama administration’s efforts to reform health care are closely intertwined, so that’s no surprise.

Read more on Everett Herald

Watch the complete show at www.theyoungturks.com

bytestyle.tv Aside from being UNCONSTITUTIONAL, HR3200 will have serious implications for small businesses, the backbone of the US economy. In this video Shelly gives a common sense, layman’s explanation of the hidden costs in our insurance premiums mandated at a state level. I AM PAYING FOR WHAT?!! Remember, government regulations, and lack of enforcement of the COnstitution currently constricts competition across state lines, driving up the cost of insurance. Tort reform should be a consideration…and of course the immoral, unconstitutional Federal Reserve devaluing our currency since 1913!!!! PLEASE SHARE THIS VIDEO!! Need a domain or website for business? Family? Personal? www.DomainSolutions.ws

www.gopherforum.com How often have you had questions about business insurance but just didnt get around to asking your insurance agent. Its possible you are just starting out and dont have lawn care business insurance yet. As we have found through our investigation on this topic, no one knows better what your insurance needs are than your local insurance agent. Each companys needs are as unique as the services they provide. Each state will also have different insurance requirements of you. Since these questions come up quite often, we decided to compile a list of the most common insurance questions asked by lawn care business owners and found a friendly insurance agent to give us answers. 1. Q How does an LCO determine which liability policy should be purchased? What percentage of LCOs have the following coverage? $500000.00, $1000000.00 or $2000000.00 Answer: Most all carry $2000000 the difference in premium is minimal between 1 & 2 million worth of coverage. 2. Q: What is a reasonable rate for a $500000.00 / $1000000 / $2000000 liability insurance policy? Answer: Rates are based either on number of employees or sales. For an operation with 4 employees an approximate premium would be $2500. 3. Q: How much more on average is a $10 million or $20 million dollar liability policy, what percentage of LCOs have this coverage? Answer: Most lawn care companies dont carry these high limits. 4. Q: What is the average LCO deductible for liability and theft? Answer: I recommend …

REP. ANTHONY WEINER: Name a single thing a private insurance company does to make anyone healthier, to save anyone money. Health insurance companies operate like they’re supposed to. They’re businesses. They operate to make profits. How do you make profits? By giving away as little, and collecting as much. It’s the opposite of the imperative that we have as the representatives of the people. But this is so utterly predictable because you didn’t vote for Medicare. Your party didn’t vote for Social Security. You had control of the House, the Senate, the Judiciary, the presidency for eight years and you didn’t do anything. No, I shouldn’t say that. You passed Medicare Part D, which said, let’s see if we give them enough money if they’ll do the right thing. Donut hole, anyone? You know, this is like Jabberwocky, which was the language spoken in Alice in Wonderland, isn’t that right Mrs. Baldwin? Through the Looking Glass. You know, if you say these words enough, sooner or later they take on a little life of their own. Well, you can feel free to do that, but the American people know you’re standing in defense of a system that everyone knows is broken, everyone knows is too expensive, everyone knows doesn’t work, and we were elected to change that. Can’t name a single thing ourselves at www.michaelmoore.com

A Bill Moyers essay on the health industry lobby.

Feds beef up state oversight of health insurance
Health insurance premium hikes will get a harder look in most parts of the country, thanks to an infusion of federal cash for state regulators.

Read more on KWQC-TV 6 Davenport

Health care providers discuss inequal access to care in Coachella Valley
Roughly 55 health care providers from across the Coachella Valley turned out Wednesday for a community forum in Palm Springs created to address the inequity in access to quality health care in parts of the region.

Read more on The Desert Sun

State opts for federal high-risk insurance pool
Douglas administration abandoned efforts this week to set up a special health insurance program for uninsured residents with medical problems, opting instead to let these Vermonters gain access to coverage from a soon-to-be established federal program.

Read more on The Burlington Free Press

McKesson’s CEO On Transforming Health Care
John Hammergren on why McKesson’s health care IT business will result in better care.

Read more on Forbes

IBM, Aetna roll out cloud-based clinical decision support system
Computerworld – IBM and health-insurance giant Aetna Inc. Thursday introduced a cloud-computing offering that analyzes patient data stored in electronic medical records (EMRs) and administrative data systems and sends updates on treatment progress, drug interactions and best practices to physicians.

Read more on Computerworld

States respond in health care overhaul lawsuit
Twenty states and the nation’s most influential small business lobby plan Friday to file their response to the government’s attempt to dismiss their lawsuit challenging President Barack Obama’s health care overhaul. The Justice Department in June asked a… Barack Obama – Health care – United States – President – President of the United States

Read more on San Francisco Chronicle

Health care reform could take extra time
Health care reform has become the main task for the interim Industry, Business and Labor Committee, and Chairman George Keiser, R-Bismarck, has begun talking with legislative leaders about saving a few days for a potential special session to deal solely with the new law.

Read more on The Bismarck Tribune

Missouri’s rejection of health care mandate buoys supporters of Colorado ballot measure
The overwhelming vote Tuesday in Missouri to oppose the new federal health care law has buoyed supporters of a similar measure that could go before Colorado voters in November.

Read more on Denver Post